Here is SF-95 & supporting files.

https://drive.google.com/drive/folders/1hP6kjHYsUwodlI5FRabGs-68awvLbHdM?usp=share_link

Why these files matter: My PPP forgiveness case shows how a single borrower can get trapped between a lender and the SBA: shifting records, missing notice, and a broken appeals path. It’s one story—but it maps a larger, fixable systems failure. Download the packet to see the evidence and the blueprint for reform.

A small case with big implications: I built this page so policymakers, counsel, and journalists can quickly review a documented PPP forgiveness failure from end to end. The files show what happens when lender contracts, SBA procedures, and data systems fall out of sync: forgiveness granted, then quietly reversed; conflicting government records; collections without proper notice; and disability disclosures met with process breakdowns. My experience is a microcosm of systemic issues that affected many borrowers—and it points to specific fixes.

What’s inside: a primary-source timeline, bank and SBA correspondence, contract excerpts, call transcripts, and a concise reform summary.
Download the packet, check the receipts, and—if you work in oversight or litigation—use this case to help fix the process for everyone.